Legal help on hand as repossessions rise
Emergency legal aid schemes for people facing repossession are to be set up in a further 20 county courts, the Legal Services Commission (LSC) has said.Currently LSC funds emergency schemes in 94 county courts with an additional 60 courts having schemes funded by other local funding.
The latest expansion will take the total of Housing Possession Court Duty Schemes to 174 and means even more people will have access to the service, which provides anyone in danger of having their house repossessed free legal advice and representation on the day of the hearing. With more court schemes in the pipeline, the move has been prompted by concerns about the rise in number of people losing their homes in repossession cased.
Latest data from the Council of Mortgage Lenders (CML) revealed that the number of cases where lenders took possession of first mortgaged properties has risen by 41 per cent to 18,900
This compares with 13,400 in the second half of last year, and 12,800 in the first six months of 2007. The CML said it is maintaining its forecast of 45,000 total repossessions and 170,000 mortgages in arrears of more than three months by the end of the year
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