CCJ
A CCJ is the successful result of a civil action brought by a creditor, in a county Court, against a debtor. The County Court has adjudged that the monies are legally due, enabling the creditor to initially ask the debtor to make an offer of repayment of the debt via monthly payments. Creditors can decline the amount offered, but if the court see’s fit, can overrule that and accept the debtors offer. In some circumstances the creditors can take further action, a frequent method is to apply for a charging order (usually on personal property). If the debtor doesn’t maintain the monthly payments, the creditors can then take further action through the courts, usually this consists of issuing a warrant of execution, potentially followed by the bailiffs.See Warrant of Execution, Bailiffs and Charging Order.
FH Debt Solutions can help you get back in control of your debts. Our highly trained advisors are always happy to help. Our Debt Management Plans & IVAs have already helped thousands of people on their way to becoming debt free.
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FH Debt Solutions are licensed Debt Adjusters and are Data Protection registered. We have partnerships with Licensed Insolvency Practitioners, Credit Brokers and Mortgage Brokers.
There are a large number of companies out there offering services but charging percentage fees on a month by month basis. These fees can be 15% of you overall payment. E.G. payment is £300 their fee is £45. FH Debt Solutions believes in being realistic with charges. We have built up strong relationships with creditors over the years that have helped give our customers a quicker and more effective service. Fees are based on work load, not the amount of debt you owe.
FH Debt Solutions is a partnership. The partners bring many years of experience in the Debt Management field. By working for other Debt Management companies, the partners found gaps in service, reliability, customer satisfaction and overpricing. Using our knowledge and listening to what customers want, FH Debt Solutions was formed.
All customers have an appointed member of staff to deal with their case from start to end. This helps us keep our service high and queries low.
Being in debt is stressful. FH Debt Solutions gives its customers a sympathetic, professional and stress free alternative to their debt problems, and with the office always open, you can call at a time that's convenient to you.
