"Hope you and your colleagues had a great Christmas and I wish you all the best for the new year. I would like to take this..."
"Dear Sue/Pearl Or should I say Dear Angels? I just wanted to take the time to thank you for all the support and advise you..."
"I became a client of FH Debt Solutions in late 2006. This was due to my own personal ''credit crunch''. I found myself over-extended..."